Effective Date: January 1, 2025 | Last Updated: May 2025
By using this website, you agree to these Terms of Service. Please read them carefully. This site is for informational purposes and does not constitute a binding insurance contract or guarantee of coverage.
These Terms of Service ("Terms") govern your use of the Thomas Prouse Agency website located at thomasprouseagency.com ("Site") and any services we offer through it. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Thomas Prouse Agency is an independent insurance agency owned and operated by Thomas Prouse. We are nationally licensed to assist clients with life insurance, health insurance, retirement planning products, and related financial protection solutions. Licensing information is available through the National Insurance Producer Registry (NIPR) at www.nipr.com.
The content on this Site — including descriptions of insurance products, services, coverage options, and educational materials — is provided for general informational purposes only. Nothing on this Site constitutes:
Actual coverage, premiums, and eligibility are determined by individual carriers based on your specific circumstances and application. We encourage you to review all policy documents carefully before making any coverage decisions.
You agree to use this Site only for lawful purposes and in a manner that does not infringe on the rights of others. You agree not to:
When you submit a form on this Site — whether to request a consultation, book a call, or ask a question — you consent to being contacted by Thomas Prouse Agency via the contact information you provide. We will use that information solely to respond to your inquiry and provide requested services, consistent with our Privacy Policy.
Submitting a contact form does not create an agent-client relationship or obligate you to purchase any product or service.
All content on this Site — including text, graphics, logos, and design — is the property of Thomas Prouse Agency or its content licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce or republish any content without prior written consent.
This Site may contain links to third-party websites, including insurance carriers, NIPR, scheduling tools, and other resources. These links are provided for your convenience. Thomas Prouse Agency does not control third-party sites and is not responsible for their content, accuracy, or privacy practices. Linking to a third-party site does not imply endorsement.
This Site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components. We make no guarantees regarding the accuracy or completeness of any information on the Site.
To the fullest extent permitted by law, Thomas Prouse Agency, its owner, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of — or inability to use — this Site or its content. Our total liability to you for any claim arising out of your use of this Site shall not exceed $100.
You agree to indemnify and hold harmless Thomas Prouse Agency and its owner from any claims, losses, liabilities, or expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.
These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts of Pima County, Arizona.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
If you have questions about these Terms, please contact us:
Thomas Prouse Agency
Tucson, Arizona
thomas@thomasprouseagency.com
(520) 336-1910