See How Much Retirement Income Your Savings Could Create

Important Disclosure: These projections are for educational and illustrative purposes only and do not constitute a guarantee of future performance or an offer to sell any insurance or financial product. All life insurance calculations are calibrated to a male, age 40, non-tobacco preferred underwriting classification. Results for other ages, genders, or health classifications will differ. Actual results will vary based on the specific carrier, product design, underwriting classification, policy charges, cost of insurance, and other factors. Indexed IUL: calculations are calibrated to an F&G Pathsetter illustration (male, age 40, non-tobacco); assumes a net credited rate equal to the lesser of the cap rate or expected return (floored at 0%), less cost of insurance charges and policy expense charges. Index crediting caps are subject to annual change. Income illustrated as tax-free policy loans; loan terms vary by carrier. 7-Pay MEC Limit is calculated using simplified net single premium factors based on the 2001 CSO mortality table at 4% interest; actual MEC limits require a formal carrier illustration. Participating Whole Life: calculations are calibrated to a Foresters Live Well Plus illustration (male, age 40, non-tobacco); uses a guaranteed credited rate and a net effective cash value contribution from the dividend scale; dividends are not guaranteed. Income illustrated as policy loans. Fixed Indexed Annuity: income rider benefit base and account value are separate values; rider fee is deducted annually from account value. Default payout factor (5.5%) is representative for a male age 65 at income election; actual payout factors vary by carrier and age. Minimum initial deposits typically $5,000–$10,000. This tool is not a substitute for a formal carrier illustration or the advice of a licensed insurance professional.  |  Thomas Prouse Agency  |  thomas@thomasprouseagency.com  |  (520) 336-1910